We often hear two pieces of advice: “Plan for the future” and “Live in the moment.” At first glance, they may seem contradictory—but the truth is, you can do both. In fact, finding the balance between preparing for what’s ahead and enjoying the present is the key to a fulfilled, financially stable life. Here’s how to make it happen: 1.…
Buying a home comes with a lot of big decisions—and one of the most confusing ones for many borrowers is whether to buy mortgage points. While they can help you save money over the life of your loan, they also come with an upfront cost. So, how do you know if mortgage points are really worth it? In this post,…